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Lost Health Insurance Coverage https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/1643068960329-3TUXR0CF4NZVK5VZSINQ/Playing+Chess.jpg Lost Health Insurance Coverage https://www.sawyerhealthsolutions.com/doctorselection daily 0.75 2025-09-23 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/1643120307338-YNMW5XILIBKMV536CXCS/Key+Clip+Art.jpg Health Insurance Network Coverage https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/1643120515457-ELWX1QT4NV904FMXK08E/Checkmark.png Health Insurance Network Coverage https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/1643120581144-DMFFDX7RPKE35862M0FS/Collaboration+Handshake.jpg Health Insurance Network Coverage https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/1643120817746-OAJQ1MA68I64W50K1OUN/Customer+Service.png Health Insurance Network Coverage 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There are many Network options for you to choose from depending upon what your unique needs require. Allow us to look through all of your available options so you can be confident that you will have the best doctors available in network! https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/af111371-f747-434d-96b4-671c99139064/Family+at+the+Beach.jpg Health Insurance Network Coverage - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.sawyerhealthsolutions.com/rates daily 0.75 2025-05-31 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/6dbb56fe-06ee-4831-b972-cca37355d168/Family+in+a+Sun-filled+Field.jpg Lower Health Insurance Premiums - You Have Alternatives Having a Consultant with access to all of the many types of Health Insurance plans and programs available will provide you with all of your choices and options…not just the plans that have the most airtime on your TV. 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Plan options are available in: Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, and Wisconsin https://www.sawyerhealthsolutions.com/health-insurance daily 0.75 2026-01-06 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/10a9a17f-4cd4-4e1a-944e-1e24e8a4cafa/Parents+and+Baby.jpg https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/c2d3a648-8a7c-4290-bd35-16110c61e86e/Customer+Support.jpg https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/002fde9f-e20f-4917-a28b-3a37d9de7a82/Black+Family+of+5+having+fun+together+in+green+grass.jpg https://www.sawyerhealthsolutions.com/appointment daily 0.75 2025-05-31 https://www.sawyerhealthsolutions.com/privacypolicy daily 0.75 2025-05-31 https://www.sawyerhealthsolutions.com/referral daily 0.75 2025-05-31 https://www.sawyerhealthsolutions.com/insurancetypes daily 0.75 2025-05-31 https://www.sawyerhealthsolutions.com/networks daily 0.75 2025-05-31 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/64b35c9f-e438-4b3a-93d0-3746bb55ea77/Mother+and+Daughter+on+Top+of+a+Mountain.jpg Health Insurance Networks/Organizations - PPO (Preferred Provider Organization) A PPO is a health insurance organization that provides cost-sharing benefits if you visit health professionals or facilities that are within their Network. A PPO health insurance plan typically has higher premiums than plans with other Network Organizations because they provide the freedom to go to any medical provider you choose and still maintain coverage and you do not need a referral to visit a health care specialist such as a dermatologist or chiropractor. If you see a doctor outside of the specified PPO Network, your share of the costs will be higher but will still be able to use your health insurance. https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/e3a32476-011a-4b56-950a-4f1ebd1350b0/Childrens+Doctor.jpg Health Insurance Networks/Organizations - HMO (Health Maintenance Organization) An HMO organization will provide you with a local Network of participating doctors, hospitals, and health care professionals that you are required to choose from. These plans also require you to choose a Primary Care Provider (PCP) from within the Network and is your “home base” for medical care. Your PCP helps coordinate all of your care and will also need to provide you with referrals to see In-network specialists. As long as you stay within Network, the costs with an HMO plan are typically lower than other types of health plans. https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/03337008-6b6c-47d5-9eba-b6c0111f3fa7/Couple+Getting+a+Consultation.jpg Health Insurance Networks/Organizations - EPO (Exclusive Provider Organization) An EPO is a health care organization in which the health insurer will only provide cost-sharing coverage when you visit providers designated within the network. This means that if you visit a doctor or medical facility that is not within the specified network, you will be required to pay the full cost of services, as if you had no health insurance at all. The only exception to this is in the case of emergency. 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POS plans combine the features of HMO and PPO plans but the provider Network is typically much smaller than a PPO plan and the costs for In-network care are typically lower and similar to an HMO plan. https://www.sawyerhealthsolutions.com/optout daily 0.75 2021-05-17 https://www.sawyerhealthsolutions.com/definitions daily 0.75 2025-05-31 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/0a6c57b2-c3c9-4bbe-b454-d29c2325c7c3/Asian+Nurse.png Terms and Definitions - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.sawyerhealthsolutions.com/upsidedown daily 0.75 2025-05-31 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/1633461064759-J202VAOG910X6UE2ZTZV/frustrated.jpg Upside Down in Medical Bills - DOES YOUR HEALTH INSURANCE HAVE YOU UPSIDE DOWN IN MEDICAL BILLS? Allow us to explore which options are available in your area*. 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It’s one of the most important benefits of the most trusted healthcare network in America, and one every member enjoys as part of membership. https://www.sawyerhealthsolutions.com/affordable-health-insurance daily 1.0 2026-01-06 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/1e863de4-64d7-4df1-b064-24603364dedf/Line+Logo+%234.png https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/2ef62ee5-73ce-4d86-a6fa-2df0ad2b5580/Family+%231.jpg https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/ed16a560-4c5a-46d2-992c-8cb3f9f024f9/Pediatrician.jpg https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/f5531e06-934d-4d66-80a7-40e64970e137/Elderly+Couple+Dancing.jpg https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/3b2b3578-eea5-4a46-ae11-b29b09d99af8/Child+Giving+a+Thumbs+Up.png https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/c32f325a-6be7-40a0-8242-2fe1490e6b95/Black+Family+of+5+having+fun+together+in+green+grass.jpg https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/4b1ecb34-1eda-43bd-9214-82e23c02c992/Google_5_Star-removebg-preview+%281%29.png https://www.sawyerhealthsolutions.com/deductibles daily 0.75 2025-05-31 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/e53238d1-285a-430b-9c36-b80d844b29a3/Child+Sports+Injury.jpeg Deductible Options - Annual Deductibles The annual deductible is the amount of money you must pay out of pocket for healthcare services that have been designated as covered expenses before your plan begins to pay benefits for eligible expenses. In most cases, the higher your annual deductible, the lower your monthly premium. However, some plans may have medical underwriting qualifications, lowering the risk for the insurance company, and may provide low to no annual deductible as well as a low premium. https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/eb10449f-39c9-4a2f-8903-133a36698de6/Childrens+Doctor.jpg Deductible Options - Co-payments A co-payment is a designated amount that your are required to pay out of pocket for doctors visits, prescription drugs, or urgent care services and may or may not be applied to your annual deductible requirement. Your co-payment is paid at the counter of your medical facility prior to services being rendered by a physician. 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So, if an employee were to leave the company for any reason, they are able to keep their health coverage completely intact and take it with them. These plans can be especially beneficial for companies with less than 50 employees. 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We have several partners across 31 states* and have already helped thousands get insured and stay insured… …Regardless of Employment or Income Status. https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/51f07c0f-2c0e-4a73-868d-540da72180a8/Map+of+Licensed+States.png Partnership Benefits - Make it stand out * Plans available in: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/cfafbd69-c1d1-44b4-a80b-a3efa26af4cb/High+Five+at+the+Office.jpg Partnership Benefits - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.sawyerhealthsolutions.com/consultants-engineering daily 0.75 2025-05-31 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/e62e8aea-26a4-405f-80de-723adcc14b86/Engineers-Man+and+Woman+3.jpg Health Coverage for Consultants - With emphasis on increased Accident Protection, Critical Illness coverage, and Financial Support in the event of loss of Income, our Members enjoy plans that are designed with their interests in mind and are customized to meet the specific needs of Consultants in the Environmental and Engineering fields. Many of these Plans also allow Members to enroll or alter their benefits at any time with no restricted Open Enrollment periods. https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/05b92feb-1f66-4cfe-a88e-0e2381af8cd9/Engineers-Man+and+Woman+2.jpg Health Coverage for Consultants - More Americans than ever are seeking an extra financial safety net for unexpected medical expenses. A variety of Health Insurance Plans may also Provide Additional Supplemental insurance, which is additional coverage that you can use to help with the out-of-pocket expenses that may not be covered by your medical insurance. https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/13901a66-3011-494f-b3a1-a640658c15bf/Hands+Holding+a+Globe.jpg Health Coverage for Consultants - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.sawyerhealthsolutions.com/selfemployed daily 0.75 2025-05-31 https://images.squarespace-cdn.com/content/v1/606f761df5d42b694911c6c7/08d79c27-d812-4069-9fbd-a90a9e17b146/Small+Business+Storefront.jpg Health Coverage for the Self Employed - You’re considered self-employed if you own a business, which may or may not have employees. You have multiple options to get health insurance. Just like employees, self-employed people stand to benefit from health insurance coverage. 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