Whether you are new to insurance or looking to add additional coverage, we'll help guide you through the process to find the solution that is right for you. Each of our plans have additional options to fit your life, and bring you peace of mind.

Individual Life Insurance Solutions

Term Life

The life insurance protection you need, for only as long as you need it.

Term life insurance provides guaranteed benefits over a specified period of time. A term life policy is ideal for someone who wants affordable life insurance protection during important life events such as marriage, birth or adoption of children, buying a new home or starting a business.

Whole Life

Dedicated coverage that protects your family or business for your entire life. 

Whole life insurance offers coverage that can last a lifetime, with the security of guarantees for you, your family or business. The income tax-free death benefit can provide financial security for those who depend on you. The funds may be used to provide an income, pay off debts, ensure a child can go to college or protect a family business. A whole life policy also accumulates cash values that can help you achieve your financial goals.

Universal Life

A flexible life plan that you can adjust to fit your needs.

Universal life insurance is all about flexibility. When life changes, a universal life policy makes it possible to adjust your protection to fit your needs. As your family grows, your business expands or your income and responsibilities increase, your premium and coverage amounts can be adapted to your new circumstances. Universal life is designed to provide lifetime insurance protection and cash value accumulation under one policy.

Accidental Death

Protect your family in the event of an accident.  

Accidental death insurance provides a cash benefit if the loss of life is caused by an accident and not by illness or natural causes. With competitively priced guaranteed premiums, this protection provides a secure benefit regardless of other types of insurance held.

Additional Coverages

Critical Illness

If you are diagnosed with a serious illness, we provide a lump sum payment to help. 

Surviving a critical illness, such as cancer, heart attack or stroke today is more likely than ever—but can come with financial costs and uncertainty. A critical illness policy can help alleviate those worries by paying a lump-sum benefit when you are first diagnosed with a covered illness or medical condition. The critical illness benefit can be used to cover your mortgage, monthly bills and living expenses, out-of-pocket medical costs or in whatever way best fits your needs.

Disability Income


Provides you with a monthly income if you are sick or injured and cannot work. 


If you have an illness or injury that makes it impossible for you to work, disability income insurance can provide you with a portion of your lost income. The benefits are paid monthly to help with your mortgage, car payments or living expenses, or to keep your business running without you. We offer a variety of plans that can help keep your life moving while you get back on your feet.

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